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Financing


Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Finance with Cottam

Buy equipment today, and pay over time with approved credit through Wells Fargo Financial National Bank. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With approved credit from Wells Fargo Financial National Bank, you’ll enjoy:

  • Convenient monthly payments
  • Flexible financing terms
  • Easy online account management

Plus, by taking advantage of financing for your equipment purchases, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

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  • Westchester County
  • Lower Connecticut
  • New Rochelle
  • New York City

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See What Our Customers Say

  • I feel I could say a great deal more but the best advice I can offer is to contact or hire Cottam Heating & Air Conditioning inc

    Art Glauberman
  • Michael thank you for all your help, and might I add patience, in working with me to ensure my family had heat and hot water.

    Nat Fields
  • Very professional. Their prices are more than competitive. We had gotten estimates from several other companies with Cottam coming in below all of them, but not sacrificing quality or professionalism. A pleasure to do business with.

    Nancy Scotto
  • All aspects from the engineering and installation to the duct work, furnace, hot water heater to the smallest detail to taking the time to cover the flooring and cleaning after the work was completed and carried out in a friendly and professional manner

    Bruce and Donna Mayer
  • I would like to express my gratitude to Gary Cottam for his excellence of knowledge on replacing my boiler. As the owner of Cottam Heating and Air Conditioning he took his time to come to my home and explaining the needs of replacement.

    Martha Mera
  • Positive: Professionalism, Punctuality, Quality, Responsiveness, Value. Very attentive and caring. Thanks for the best services when it comes to heating and air conditioning.

    Yeiry Ventura

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COVID-19 Status Update

The health and safety of our customers and staff is of the utmost importance to all of us here at Cottam Heating & Air Conditioning. In the best interest of everyone's well-being, we want you to know that we are deemed an essential service. Our goal is to ensure that not only our staff and customers are safe, but that their families and loved ones are protected as well.

If you need emergency service in your home (NO HEAT/NO HOT WATER), we will keep service technicians standing by. Rest assured, we will take every precaution necessary to keep everyone safe. We are also offering video calls with our service technicians for troubleshooting of more simple issues with your system. Stay safe everyone!

Emergency hotline: 800-734-8367